Lowering Your Credit Card Processing Fees

CPA websites

Brian O'Connell, President

We all agree: you’ve got to get paid for your work. You can’t allow clients to skip out on their bills.

Luckily, our CPA websites have an Online Credit Card option, which means your clients pay their bills right on your site.

You save hundreds, if not thousands, of dollars when you take advantage of online credit card processing.

But which credit card processor?  The right choice makes a difference in how much you save.

CPA websites

Which credit card processor you need depends on your monthly usage.

PayPal or Capital Payments?

Our CPA websites offer you a choice of two credit card processors: PayPal or Capital Payments.

Here’s a quick look at the plans:

PayPal =  1 or 2 transactions/month

No setup fees
Clients can use their PayPal accounts or credit card
Clients do NOT need a PayPal account
No monthly fee
Higher discount rate than Capital Payments

Capital Payments = 3 or more transactions/month

Industry-low per-transaction fees
No setup fees
Monthly fee of $15
Lower discount rate than PayPal
Excellent phone support; includes support for offline credit card processing

How to Get the Lowest Fees

To get the lowest credit card fees, follow these steps:

1. Evaluate your needs. Do you have a busy firm with a high percentage of Web-savvy clients – or a smaller firm with a more traditional clientele?

2. If your clients will pay by credit card only once or twice a month, choose PayPal.

3. If you think you’ll process 3 or more credit card payments per month, you want Capital Payments.

Getting Paid On Time, Every Time

Whichever company is right for you, accepting credit card payments online means you get paid on time, every time.

In fact, between paying low processing fees, avoiding bad debt, and saving on collection costs – you save at least $1,000/year.

Both PayPal and Capital Payments accept Visa, MasterCard, and American Express – so your clients enjoy the convenience as well.

We’re Happy to Help

If you would like clients to pay you online by credit card, sign up for one of our websites. You get a free 60-day trial and have absolutely no obligation for two months.

If you already have one of our Complete Web Suites and would like to take advantage of online credit card processing, call 1-800-896-4500 or email support@cpasitesolutions.com. We’re happy to help you get set up with the right processor.

Do you ever feel burned by clients who fail to pay? What ways do you deal with this? Post your thoughts in our Reply section.